Hot Shot Trucking Insurance

Hot Shot Trucking Insurance

Making it easy to find the exact coverage and immediate hot shot insurance certificates you are looking for.

Hot Shot Trucking Insurance

Hot shot trucking usually involves a time sensitive load that needs to be delivered quickly.  The loads can be done using a standard size truck and flatbed trailer.

This is a great option for truckers that need to stay regional and not go over the road for weeks at a time.    Truckers doing hot shot loads can also charge more per mile due to the urgency of the load.  Many loads are called with only a short notice of needing to be delivered.

While Cargo coverage may not be mandatory, most companies will require you to carry $100,000 of cargo insurance to deliver for them.  Primary liability requirements may be at $1 million.


Common Coverages required to perform most “Hot Shot” loads:

Bodily Injury/ Property Damage:   Liability protection that covers the other person’s medical bills and property damage caused by an accident that you have caused.

Comprehensive: Covers against vandalism, fire, glass breakage, theft, hitting an animal, or hail/ weather damage.

Collision:  covers damages due to having an impact with another vehicle, stationary object, or pothole.

Emergency Roadside Assistance Coverage:  Coverage for flat tire, towing, or other emergency roadside assistance

Rental with Downtime: Coverage that can pay you while your truck is down due to a covered accident.  Usually up to $100/ per day.

Medical Payments: Pays medical bills from an injury that occurred while operating your truck on a hot shot load

Cargo coverage:  Protection for the cargo while in your possession in case of a covered loss.  The most common coverage amount for cargo is $100,000.

Hot Shot Trucking Insurance
Hot Shot Trucking Insurance

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