Auto Insurance in Clover, South Carolina
Although you live in the charming community of Clover, car accidents still happen. Suppose you’re considered at fault for an accident in South Carolina. In that case, you may be expected to provide compensation for damages and injuries both for yourself and others involved in the accident. That means without insurance, you could be paying out of pocket for medical bills and property damages. An auto insurance policy ensures you have protection for you and anyone else involved in an accident, so check your coverage today.
John Lovsin Agency is a full-service agency that specializes in insuring drivers across South Carolina. Although the agency is locally owned and operated, our team has established long-standing relationships with some of the top insurance carriers, so we can find the right insurance that matches your driving needs and budget.
Common Auto Insurance Questions
What Does Auto Insurance Cover?
The average auto insurance policy can include the following:
Liability insurance: This coverage helps pay for the damage you do to others who weren’t in the car with you if the accident is deemed your fault. Bodily injury liability covers medical bills, while property damage liability covers damage to the other party’s property.
Collision insurance: This covers damage to your own vehicle that you sustained in a collision.
Comprehensive insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft or vandalism.
Medical payments coverage and personal injury protection: This coverage can pay for your medical bills if you get hurt in an accident. Additionally, it sometimes covers losses like lost income.
Uninsured and underinsured motorist insurance: This coverage protects against damage caused by someone else who doesn’t have appropriate liability insurance.
Plus, you can add perks into qualifying policies, including roadside assistance, rental car reimbursement, custom parts coverage, replacement cost vehicle coverage, vanishing deductibles and gap insurance.
How Are Auto Insurance Rates Determined?
Many factors help determine the cost of car insurance, including vehicle specifications and mileage, your driving record and where you live.
What Auto Insurance Do I Need?
Every driver’s auto insurance needs are different. To ensure protection after a car accident, damage or theft, you’ll want enough insurance to cover the value of your vehicle. Our agents will work with you to tailor your car insurance policy and ensure you have the appropriate coverage for South Carolina.
Don’t delay in protecting yourself on the road. The John Lovsin Agency can help you navigate policies and coverage. Call the Clover office today at 803-222-9710 or fill out an online quote.