Fort Mill, South Carolina, Auto Insurance
In recent years, Fort Mill has become an integral part of the Charlotte, North Carolina/Fort Mill, South Carolina, metropolitan area. As the region continues to experience growth, the city is seeing surges in both population and infrastructure development.
There are now more drivers on the road in the area, leading to increased driver safety risks throughout Fort Mill. Even the safest and most responsible driver could have accidents and face other safety hazards. To pick up the pieces in the aftermath, they should be able to rely on the benefits offered by quality auto insurance.
As a locally owned and operated insurance agency with access to a variety of top carriers, the John Lovsin Agency serves drivers across South Carolina. Our agents will work with all Fort Mill drivers to tailor their car insurance policies to their advantage, saving them time and money in the process.
Call us at or request your free auto insurance quote now by clicking here!
What Does Auto Insurance Cover in Fort Mill?
The average auto insurance policy can offer several benefits, including:
Collision insurance: This covers damage to your own vehicle that you sustained in a wreck.
Comprehensive insurance: This coverage pays for damage from nonaccident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Medical payments coverage/Personal injury protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.
Uninsured/underinsured motorist insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:
Fort Mill Residents! Insure Your Auto Policy With the John Lovsin Agency
If you’re a resident of Fort Mill, don’t hesitate to insure your vehicle with the help of the John Lovsin Agency. Connect with an agent at
or fill out an online quote form today.
Common Auto Insurance Questions
How Does Car Insurance Work?
Car insurance is paid in monthly premiums in return for coverage that will guarantee you financial assistance in cases of unexpected, unavoidable accidents or other vehicle hazards. If you stop making payments on your plan, the coverage will also stop. However, as long as you pay monthly premiums, your car insurance policy should cover your vehicle.
Is South Carolina an At-Fault State?
Most states are either at-fault states or no-fault states. This designation determines how the authorities assign blame for accidents and how auto insurance is to be used to pay for damages. South Carolina is a fault state, meaning that a car insurance settlement is supposed to be paid by the driver at fault for the accident. So, if you are considered at fault for an accident, you may be expected to provide compensation not only for your own losses but also for the damages and injuries of others involved in the accident.
How Much Auto Insurance Liability Do I Need?
Liability insurance requirements vary depending on the state. In South Carolina, all drivers must carry at least:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability
How Much Auto Insurance Do I Need?
Every driver’s auto insurance needs are different. In general, we recommend that you have enough insurance to cover the value of your vehicle. Speak with an agent at the John Lovsin Agency about your car insurance needs today.